Products Loan

Employee Loan

ROI 16%

Business Loan

ROI 16.5%

Dairy Loan

ROI 15%

Bhramaramba Mahila Shakti Yojane Loan

ROI 15%, Min of three members each, get loan RS 30.000/- 24 monthly installments

Education Loan

ROI – 12.00%

House and Building Construction Loan

Residential Home ROI – 11.25%
Commercial Building – 12.50%

Vehicle Loan (VLA)

  • Two wheelers ROI – 15.50%
  • 3 & 4 wheelers ROI – 11.95%
  • Minimum one surety
  • Hypothecation on vehicle

Surety Loan (SLA)

  • Maximum limit Rs.25000
  • ROI 16.50%
  • Two member’s surety
  • Maximum installment 24 months

Property Loan (PLA)

  • Mortgage on property
  • ROI 13.50% to 16%
  • Properties are building & plot
  • Re-payment period Maximum of 20 years

Hypothecation Loan (HPL)

  • 4 wheelers ROI – 12.25% to 14.50%
  • 4 wheelers ROI – 16% to 16.50%
  • Minimum one surety
  • Hypothecation on vehicle

Pledge Loan

  • ROI 12.25% to 13.00%
  • Maximum limit 65% on market value
  • Stock paddy to the pledge
  • Repayment period 6 months to 1 year

Overdraft Loan (ODL)

  • This facility is for businessmen against any collateral security
  • ROI 15.25% to 16.00%
  • Interest is charged on the outstanding amount

Cash Credit Loan (CCL)

  • This facility is provided against fixed deposit or any collateral security
  • Interest is charged on outstanding amounts

Gold Loan (GLA)

  • Maximum loan amount will be 75% on appraisers valuation
  • ROI 11.95%
  • Repayment period 1 year

Loans on pigmy deposit

  • ROI – 13% on pigmy deposit
  • Maximum loan amount limit will be 80% on deposit

Bhramaramba Selco Solaaar Loan

  • ROI – 15.00%

Gold Purchase Loan

  • ROI 14.00%

Gold Against OD

  • ROI – 14.00%

Govt. Securities Loan

  • ROI – 13.00%

Direct MOrtgage Loan

  • ROI 16.50%

Site Purchase Loan

  • ROI – 16%
Note:
  • * Conditions apply
  • The interest rate is subject to change without prior notice. Please contact the branch manager for an updated latest interest rate.