Products Loan
Employee Loan
ROI 15%
Business Loan
ROI 15%
Dairy Loan
ROI 12%
Bhramaramba Mahila Shakti Yojane Loan
ROI 15%, Min of three members each, get loan RS 30.000/- 24 monthly installments
Education Loan
ROI – 12.00%
House and Building Construction Loan
Residential Home ROI – 11.95%
Commercial Building – 12.95%
Vehicle Loan (VLA)
- Two wheelers ROI – 15%
- 3 & 4 wheelers ROI – 12%
- Minimum one surety
- Hypothecation on vehicle
Surety Loan (SLA)
- Maximum limit Rs.25000
- ROI 15%
- Two member’s surety
- Maximum installment 24 months
Property Loan (PLA)
- Mortgage on property
- ROI 13% to 15%
- Properties are building & plot
- Re-payment period Maximum of 20 years
Hypothecation Loan (HPL)
- Up to 1 year model (3/4W)-13.50%
- 1 year to 5 year model(3/4W)-14.50%
- Up to 1 year model (2W)-15%
- 1 year to below 3 year -15%
- Minimum one surety
- Hypothecation on vehicle
Pledge Loan
- ROI 12.50% to 13.00%
- Maximum limit 65% on market value
- Stock paddy to the pledge
- Repayment period 6 months to 1 year
Overdraft Loan (ODL)
- This facility is for businessmen against any collateral security
- ROI 14% to 15%
- Interest is charged on the outstanding amount
Cash Credit Loan (CCL)
- This facility is provided against fixed deposit or any collateral security
- Interest is charged on outstanding amounts
Gold Loan (GLA)
- Maximum loan amount will be 75% on appraisers valuation
- ROI 11.95%
- Repayment period 1 year
Loans on pigmy deposit
- ROI – 12% on pigmy deposit
- Maximum loan amount limit will be 80% on deposit
Bhramaramba Selco Solaaar Loan
- ROI – 12.00%
Gold Purchase Loan
- ROI 12.00%
Gold Against OD
- ROI – 12.00%
Govt. Securities Loan
- ROI – 13.00%
Direct MOrtgage Loan
- ROI 15%
Site Purchase Loan
- ROI – 15%
Staff Loan
- ROI – 9.50%
Note:
- * Conditions apply
- The interest rate is subject to change without prior notice. Please contact the branch manager for an updated latest interest rate.