Products Loan

Employee Loan

ROI 16%

Business Loan

ROI 16.5%

Dairy Loan

ROI 15%

Bhramaramba Mahila Shakti Yojane Loan

ROI 15%, Min of three members each, get loan RS 30.000/- 24 monthly installments

Education Loan

ROI – 13.00%

Housing Loan

ROI – 13.00%

Vehicle Loan (VLA)

Two wheelers ROI – 16%
4 wheelers ROI – 13.75%
Minimum one surety
Hypothecation on vehicle

Surety Loan (SLA)

Maximum limit Rs.25000
ROI 17%
Two member’s surety
Maximum installment 24 months

Property Loan (PLA)

Mortgage on property
ROI 13.50% to 16%
Properties are building & plot
Re-payment period Maximum of 20 years

Hypothecation Loan (HPL)

4 wheelers ROI – 16%
Minimum one surety
Hypothecation on vehicle

Pledge Loan

ROI 12.50% to 14.00%
Maximum limit 65% on market value
Stock paddy to the pledge
Repayment period 6 months to 1 year

Overdraft Loan (ODL)

This facility is for businessmen against any collateral security
ROI 15.50% to 17.00%
Interest is charged on the outstanding amount

Cash Credit Loan (CCL)

This facility is provided against fixed deposit or any collateral security
Interest is charged on outstanding amounts

Gold Loan (GLA)

Maximum loan amount will be 75% on appraisers valuation
ROI 11% to 15%
Repayment period 1 year

Loans on pigmy deposit

ROI – 13% on pigmy deposit
Maximum loan amount limit will be 80% on deposit

Note:

* Conditions apply
The interest rate is subject to change without prior notice. Please contact the branch manager for an updated latest interest rate.