Personal Accounts
MEMBERS SAVINGS ACCOUNT
A Rupee saved is a rupee earned save with Bhramaramba
Members Savings Account gives you an opportunity to set aside a portion of your small savings that provides you with hassle free access to your money while earning a monetary return.
Features
- Minimum balance Rs.250/-
- ROI 4 %
- SMS Alerts on your mobile
Requirement
- 2 Photos
- Introduction from existing Savings / Current account holder / Customer of the society.
- Pan card
- Address proof
- Identification proof
Address proof (you can provide any of the following)
- Adhaar Card
- Ration Card
- Driving License
- Voter Card
- Passport
- Electricity Bill
- Telephone Bill
- Gas Connection Slip
Identification proof (you can provide any of the following)
- Adhaar Card
- Ration Card
- Driving License
- Voter Card
- Passport
- PAN Card
</p> <h4>Deposit Schemes (Interest Rates on Deposits)</h4> <p>
| S.no | Slab/Category | Other than Sr. Citizens (ROI) | Ladies & Sr. Citizens (ROI) |
|---|---|---|---|
| 1 | Savings Deposits | 3.50% | 3.50% |
| 2 | Term Deposits | ||
| 3 | 30 Days to 90 Days | 5.00% | 5.00% |
| 4 | 91 Days to 180 Days | 6.25% | 6.25% |
| 5 | 181 Days to up to 364 days | 7.50% | 8.00% |
| 6 | 1 Year to 2 Years | 8.50% | 9% |
| 7 | Above 2 Years & to 3 Years | 9% | 9.50% |
| 8 | Above 3 Years | 8.75% | 9.25% |
Deposit Schemes
| Period | ROI |
|---|---|
| 1 tO 2 Years | 8.50 |
| 2 tO 3 Years | 9.00 |
| Above 3 Years | 8.75 |
- * Term Deposits (Fixed Deposit) – period 6 months For senior citizens Ladies 0.5% extra ROI)
- Recurring Deposits (RDA)
Small regular monthly savings that grow into a lump sum amount. Suitable to salaried employees and monthly earners. - Bhramaramba Freedom saving Deposit (BFSD) -Period 6-12 months, ROI 6%
- Bhramaramba Recurring Deposit (BRD)Minimum amount 250/500/1000, 75 months, ROI 8.80%
- Prathiksha Deposit (PRD) Deposit amount 1,30,000/65,000 Period 12-24 Months, ROI 9.31% Monthly interest amount 1000/500
- Bhramaramba Bond (BB) -Minimum amount Rs.5000 Period 90 months, ROI 9.35% Double Money schemes
- Bhramaramba Child future recurring deposit (BCFRD): # ROI-9.52%, per month particular amount (RS.100/200/500/1,000) up TO 120 months.
- Bhramaramba Triple money scheme (BTMS):ROI-9.46% time-141 months # minimum Rs 5,000.
- Bhramaramba deposits cheme (BDS): # ROI-10.00% , time-400 days.
- Bhramaramba pension scheme: ROI-10.09 % min time-12 to 24 months,deposit Rs1, 20,000 monthly interest Rs 1,000 ,no premature option & deposit on loan.