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Personal Accounts

MEMBERS SAVINGS ACCOUNT

A Rupee saved is a rupee earned save with Bhramaramba
Members Savings Account gives you an opportunity to set aside a portion of your small savings that provides you with hassle free access to your money while earning a monetary return.

Features

  • Minimum balance Rs.250/-
  • ROI 4 %
  • SMS Alerts on your mobile

Requirement

  • 2 Photos
  • Introduction from existing Savings / Current account holder / Customer of the society.
  • Pan card
  • Address proof
  • Identification proof

Address proof (you can provide any of the following)

  • Adhaar Card
  • Ration Card
  • Driving License
  • Voter Card
  • Passport
  • Electricity Bill
  • Telephone Bill
  • Gas Connection Slip

Identification proof (you can provide any of the following)

  • Adhaar Card
  • Ration Card
  • Driving License
  • Voter Card
  • Passport
  • PAN Card
</p> <h4>Deposit Schemes (Interest Rates on Deposits)</h4> <p>
S.no Slab/Category Other than Sr. Citizens (ROI) Ladies & Sr. Citizens (ROI)
1 Savings Deposits 4.00% 4.00%
2 Trem Deposits
3 30 Days to 90 Days 6.00% 6.00%
4 91 Days to 180 Days 6.75% 6.75%
5 181 Days to up to 364 days 8.50% 9.00%
6  1 Year  to 2 Years 9.25% 9.75%
7 Above 2 Years & to 3 Years 10.25% 10.75%
8 Above 3 Years   9.25% 9.75%
</p> <h4>Deposit Schemes</h4> <p>
Period ROI
1 tO 2 Years 8.00
2 tO 3 Years 9.00
Above 3 Years 9.50
  • Term Deposits (Fixed Deposit) – period 6 months For senior citizens Ladies 0.5% extra ROI)
  • Recurring Deposits (RDA)
    Small regular monthly savings that grow into a lump sum amount. Suitable to salaried employees and monthly earners.
  • Bhramaramba Freedom saving Deposit (BFSD) -Period 6-12 months, ROI 6%
  • Bhramaramba Recurring Deposit (BRD)Minimum amount 250/500/1000, 74 months, ROI 9.43%
  • Prathiksha Deposit (PRD) Deposit amount 120000/60000/30000 Period 12-24 Months, ROI 10.09% Monthly interest amount 1000/500/250.
  • Bhramaramba Bond (BB) -Minimum amount Rs.5000 Period 81 months, ROI 10.41% Double Money schemes
  • Bhramaramba Child future recurring deposit (BCFRD): # ROI-9.52%, per month particular amount (RS.100/200/500/1,000) up TO 120 months.
  • Bhramaramba Triple money scheme (BTMS):ROI-9.46% time-141 months # minimum Rs 5,000.
  • Bhramaramba deposits cheme (BDS): # ROI-9.50% , time-400 days.
  • Bhramaramba pension scheme: ROI-10.53 % min time-12 tO 24 months,deposit Rs
    1, 15,000 monthly interest Rs 1,000 ,no premature option & deposit on loan
  • SMD Pigmy Deposit saving account
    Period ROI
    1 TO 2 Years 3.00
    2 TO 3 Years 4.00
    Above 3 Years 6.00